Changelog

This changelog contains the newly added endpoints and also the updates that are made to the already available endpoints, in chronological order. This documentation will provide a high overview of what have been added and/or updated. Visit our API documentation for a more descriptive information on the deployed / to be deployed changes.

Each colour represents different deployment phases:

• Upcoming deployment in all environments
• Current deployment in UAT environment and will be deployed in production environment in the stipulated date.
• Current deployment in production environment (if no further change logs are specified, this is also the current deployment in UAT environment)
• Past deployment in all environments

The version number of the developer's documentation, will be updated when a deployment is in UAT or already in production!

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8 Jul 2026 tba

Deployment Date	Environment
3 Aug 2026	UAT
5 Oct 2026	Production

Modified endpoints:

• POST accounts/{account_id}/outgoing-credit-transfer - Send an outgoing payment from a customer account
• POST corporates/accounts/{corporate_account_id}/outgoing-credit-transfer - Send an outgoing payment from a customer account

  • The European Payments Council (EPC) is retiring the current unstructured/semi-structured address format in favour of a structured address format aligned with ISO 20022, effective November 15, 2026. We are updating creditor.address to match.

    What's changing

    Current field	Status	New field(s)
    line_1	replaced	building_name, street_name
    line_2	replaced	department, sub_department
    line_3	replaced	floor, room, post_box
    city	retained	city
    state	replaced	country_sub_division
    county	replaced	district_name
    postal_code	retained	postal_code
    country	retained	country
    (new)	added	town_location_name

    Required vs optional

    • New fields marked required: city, postal_code, country
    • All others remain optional.

    Example

    Before:

    { "line_1": "11, High Street", "city": "Mellieha", "postal_code": "MLH0001", "country": "MLT" }

    After:

    { "street_name": "High Street", "building_number": "11", "city": "Mellieha", "postal_code": "MLH0001", "country": "MLT" }

17 Apr 2026 tba

Deployment Date	Environment
tba	UAT
tba	Production

Modified endpoints:

• POST /control/spend - Add a new control spend group
• PATCH /control/spend/{id} - Update a control spend group
• Get /control/spend/{id} - Retrieves a control spend group
  • Property periodicity in the request model is deprecated.

8 Jul 2026 v1.57

Deployment Date	Environment
8 Jul 2026	UAT
22 Jul 2026	Production

Modified webhook:

• POST Payment Status
  • Add new value to the scheme property:
    • 'SEPADirectDebit' — SEPA Direct Debit are available for recurring or one-off payments across the countries participating in the Single Euro Payments Area (SEPA)
  • Add new value to the transaction_type property:
    • 'DirectDebit' — direct debit transaction type
  • Property inward_outward will be updated to optional:
    • This will affect webhooks when:
      • transaction_type is ResolutionOfInvestigation and scheme is SEPA or
      • transaction_type is DirectDebit and scheme is SEPADirectDebit or
      • transaction_type is Cancelation and scheme is SEPADirectDebit
  • Add new values to the reason_code property:
    • 'AC13' - Invalid debtor account type
    • 'AGNT' - Incorrect agent
    • 'CURR' - Incorrect currency
    • 'CUTA' - Recall due to investigation request
    • 'DNOR' - Debtor bank is not registered
    • 'ED05' - Settlement failed
    • 'FF01' - Invalid file format
    • 'MD01' - No mandate
    • 'MD02' - Missing mandatory mandate information
    • 'MD06' - Refund request by end customer
    • 'SL01' - Specific service offered by debtor agent
    • 'UPAY' - Undue payment
    • 'BE05' - Incorrect creditor identifier
  • Add new optional property settlement_date_time
    • This will be populated in webhooks when:
      • scheme is SEPADirectDebit and
      • transaction_type is DirectDebit and
      • inward_outward is Outward or null